Effective Date: April 3, 2025
These Terms of Use govern your use of the products and services provided by AITrailblazer, LLC ("we," "us," or "our"), including AI Financial Edge, its software applications, APIs, associated tools, data, and documentation (collectively, the "Products").
1. Registration and Access
You must be at least 18 years old to use our Products.
To access AI Financial Edge, you’ll need a Microsoft account and must create a profile with accurate and complete information. You may not share your account credentials, and you’re responsible for all activities under your account.
2. Use of Products
We grant you a non-exclusive, non-transferable right to use our Products for financial research and analysis, subject to these Terms. You must comply with all applicable laws and regulations, including those related to financial data and privacy (e.g., SEC regulations, GDPR). AITrailblazer retains all rights, title, and interest in the Products, including AI Financial Edge and its underlying technology, such as Knowledge Library MCP (KL MCP).
3. Feedback
We welcome feedback, comments, or suggestions for improving AI Financial Edge. By submitting feedback, you grant us the right to use it without restriction or compensation, helping us enhance our platform for all users.
4. Restrictions
You may not:
(a) Use the Products to infringe or misappropriate intellectual property or privacy rights.
(b) Reverse engineer, decompile, or attempt to access the source code, models, or algorithms of the Products, including KL MCP’s AI agents, except as permitted by law.
(c) Extract data from the Products using unauthorized methods, such as web scraping or data harvesting.
5. Third-Party Products and Services
AI Financial Edge may integrate with third-party services, such as Microsoft Azure for hosting and security, or external financial data providers for real-time updates, which are subject to their own terms that you’re responsible for complying with, including any account creation or additional agreements.
6. Content
You may submit content, such as queries or data inputs, to our Products (collectively, "Content"). You retain ownership of your Content, including inputs (e.g., search queries for SEC filings) and outputs (e.g., AI-generated insights). You’re responsible for ensuring your Content complies with laws and these Terms, including not submitting misleading financial data or violating third-party rights.
7. Fees and Payments
(a) Fees: AI Financial Edge is a paid service. You’ll be charged fees as outlined in our pricing terms, processed securely via Microsoft’s payment system, which is PCI-compliant and SSL-enabled. You authorize our third-party processor to charge your designated payment method for these fees.
(b) Price Changes: We may adjust prices by posting updates on our website. Changes take effect for your next billing cycle after the effective date.
(c) Subscription Cancellation: You may cancel your subscription at any time. Access continues until the current billing cycle ends, after which no further charges apply. We do not offer refunds for past subscription fees.
8. Term and Termination
(a) Term: These Terms take effect when you start using our Products and remain in effect until terminated.
(b) Termination: You may terminate by canceling your subscription and ceasing use of the Products. We may terminate these Terms at our discretion, with or without notice, for any reasons including non-compliance, legal requirements, or disruptions in third-party relationships (e.g., Azure or SEC data access).
(c) Effect of Termination: Upon termination, your access to AI Financial Edge ends, and you’re not entitled to refunds or compensation. Any outstanding fees remain due.
9. Indemnification, Disclaimer, and Limitations of Liability
(a) Indemnification: You agree to defend, indemnify, and hold harmless AITrailblazer, our affiliates, and personnel from claims, losses, or expenses (including attorney’s fees) arising from your use of the Products, your Content, or any breach of these Terms or applicable laws.
(b) Disclaimer: The Products are provided "as is." We make no warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted, error-free operation, or that data (e.g., SEC filings) will be secure, accurate, or preserved.
(c) Limitations of Liability: Neither we nor our affiliates will be liable for indirect, incidental, special, or consequential damages, including loss of profits, data, or goodwill, even if advised of such possibilities.
10. General Terms
(a) Assignment: We may assign these Terms in connection with a merger, acquisition, or sale of assets, or to an affiliate, without your consent.
(b) Updates to Terms: We may update these Terms by posting a revised version on our website or notifying you directly. Continued use after changes indicates your acceptance.
(c) No Waiver: Failure to enforce any provision does not waive our rights to do so later. If a provision is found unenforceable, it will be enforced to the fullest extent permitted, and other provisions remain unaffected.
(d) Injunction: Breach of these Terms may cause irreparable harm to AITrailblazer, and we reserve the right to seek injunctive relief in addition to other remedies.
(e) Entire Agreement: These Terms, along with any related policies, form the entire agreement between you and AITrailblazer regarding the Products, superseding prior agreements unless specified otherwise (e.g., enterprise agreements).
(f) Governing Law: These Terms are governed by the laws of the State of California, excluding its conflict of law provisions. Any disputes will be resolved exclusively in the state courts of Orange County, California, and both parties consent to the jurisdiction of those courts.
Additional Notes
AITrailblazer processes forms filed with the U.S. Securities and Exchange Commission (SEC)’s EDGAR® database. We are not affiliated with or endorsed by the SEC. AITrailblazer is not an investment advisory service or advisor. We do not advise on securities or cryptocurrency transactions. Consult your licensed financial advisor and tax advisor for investment decisions.
EDGAR® is the SEC’s Electronic Data Gathering, Analysis, and Retrieval system, a registered trademark of the SEC.